Mortgage News, Tips & Tools

Unbiased, useful info to help save you money, time and peace of mind during the mortgage process. If you have a mortgage or are about to get one, we think you'll find info here you can't always get elsewhere.

 
The Assumable Mortgage – Is It the Right Move for You?

Mortgage assumption allows a buyer to take advantage of favorable terms included in the original financing. Some stipulations need to be followed to be eligible. Do you qualify?

May 9, 2024

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The Assumable Mortgage – Is It the Right Move for You?
The Assumable Mortgage – Is It the Right Move for You?

Mortgage assumption allows a buyer to take advantage of favorable terms included in the original financing. Some stipulations need to be followed to be eligible. Do you qualify?

May 9, 2024

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FHA Loans – Credit Score Requirements and More
FHA Loans – Credit Score Requirements and More

With the right credit score for an FHA loan, you can have an easier qualification process and flexible down payments. Get all the information you need to secure your dream home here.

March 15, 2024

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Choosing the Right Lender
Choosing the Right Lender

Select the right mortgage lender by comparing rates, services and fees and doing some preparation and due diligence.

March 4, 2024

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Everything You Need to Know About Lender-Placed Insurance (LPI)
Everything You Need to Know About Lender-Placed Insurance (LPI)

Lender-placed insurance is added to a mortgage in order to maintain homeowners insurance coverage if the existing policy expires. Explore its role in lending, how it works and what you can do to avoid it.

February 12, 2024

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Home Buying Not Only a Couples' Game: Results of the Pennymac Single Homeownership Survey
Home Buying Not Only a Couples' Game: Results of the Pennymac Single Homeownership Survey

The results are in — and they may surprise you. See what single homeowners shared about their home-buying journey and why they felt fine doing it without a partner.

January 10, 2024

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Guide to VA Loans: How They Work and Who Qualifies
Guide to VA Loans: How They Work and Who Qualifies

Learn about VA loans, eligibility criteria, and the benefits they offer. Find out how Pennymac can help you with your VA loan needs. Contact us today.

January 3, 2024

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Second-Time Homebuyer Guide
Second-Time Homebuyer Guide

As a second-time homebuyer, you'll experience some familiar and unfamiliar aspects of the home buying process. This guide can help you navigate it all and make informed decisions.

January 3, 2024

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Why Fall Is the Best Time to Buy A House: A Shopper’s Guide to the Benefits of Autumn House Hunting
Why Fall Is the Best Time to Buy A House: A Shopper’s Guide to the Benefits of Autumn House Hunting

From less competition to dropping prices, house hunting in the fall season has numerous benefits.

January 2, 2024

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Should I Lock In My Mortgage Rate? A Comprehensive Guide
Should I Lock In My Mortgage Rate? A Comprehensive Guide

Locking in a rate when applying for a mortgage can protect you from fluctuating interest rates.

January 2, 2024

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Home Improvement Cost vs. Value: Is Your Project Worth the Money?
Home Improvement Cost vs. Value: Is Your Project Worth the Money?

Investing in renovations with a high ROI can help maximize your home’s resale value. Here are the top value-adding home improvements and tips to set you up for success.

January 2, 2024

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